Offer Link
Note: The bank does not allow you to apply for an account online. However, it might be possible to open an account over the phone or by mail. Residents of NY can go to a branch to open an account
Here is some of the fine print:
Free checking account and $200 bonus offers subject to change without notice, limited to one account per customer. Free checking with the $200 bonus requires activating full direct deposit ($500 minumum)of recurring payroll, government benefits or retirement account disbursements. $200 bonus will be credited to the account after first full qualifying direct deposit posts. Bonus is considered interest and will be reported on IRS form 1099-INT. Account must remain open and full qualifying direct deposit active for 6 months from the date of account opening or the $200 bonus will be debited upon account closure. Metropolitan National Bank ATM and debit cardholders pay no Metropolitan National Bank fees to use any ATM worldwide, and any "foreign" ATM fees charged by owners of ATMs other than Metropolitan National Bank are rebated.
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